Insurance

Our doctors participate with over 150 different insurance companies. It is a good idea to contact your insurance provider to check what benefits you may have before you schedule with one of our physicians. If our physician is not listed with your insurance company, we will provide you with receipts, so that you may file with your insurance company directly.

These are the most utilized insurance companies:

  • Humana
  • Medicare
  • Secure Horizons
  • Blue Cross
  • United Healthcare
  • Pacificare
  • Community First
  • SAEHA
  • Tricare
  • Medicaid

Bring Your Insurance Card

A member of our staff will need to make a copy of your most current insurance card so please bring that with you to your appointment. It is a good idea to contact your insurance provider to check what benefits you may have when you see one of our physicians.

Referrals

Please obtain a referral from your primary care physician IF your insurance requires that you do so.

Refraction

Whether we are performing a routine eye exam or a medical eye exam we want to be sure we do a complete workup for you. A complete workup usually includes a refraction (a test for best vision). The refraction is NOT covered by most insurances. Thus, even if you are here for a medical reason, your insurance may not cover the vision test. This means that you will be responsible for the $25.00 charge for this test.

Payment

Payment is due at the time that services are rendered. Please be prepared to pay your portion of the examination charges. For your convenience our office accepts cash, checks, VISA, MasterCard, Discover and American Express.

Covered and non-covered expenses vary from plan to plan. In most cases, we will file your visit with your insurance company. We cannot guarantee that your insurance company will pay for any services rendered.

Medicare is very good health insurance. It covers almost everything in the way of care for your medical problems, but Medicare does not pay for:
• Routine eye exams
• Your annual deductible
• 20% of the cost of the visit
• The test for best vision (refraction)
• Glasses

We look forward to providing excellent eye care for you and your family.